Last Updated: January 2026

1. Acceptance of Terms

By accessing and using the website at laborcambio-brasil-fn.it.com (the "Site") and using the services of LABOR SOCIEDADE CORRETORA DE CAMBIO LTDA ("Labor Cambio", "we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you should not use our Site or services.

2. About Labor Cambio

LABOR SOCIEDADE CORRETORA DE CAMBIO LTDA is a currency exchange broker duly authorized by the Central Bank of Brazil (Banco Central do Brasil) under authorization number 17796/0001. We are registered under CNPJ 06.132.348/0001-19 with our principal place of business at Av. Conselheiro Aguiar, 1472, Recife - PE, Brazil.

3. Services

Labor Cambio provides foreign currency exchange services, international prepaid cards, corporate exchange services, travel insurance, MoneyGram money transfers, and related financial services. All services are subject to availability and applicable regulatory requirements.

4. Use of the Website

By using our website, you agree to:

  • Provide accurate, current, and complete information when using our contact forms or services
  • Not use the website for any unlawful purpose or in violation of any applicable laws or regulations
  • Not attempt to gain unauthorized access to any part of the website or its systems
  • Not interfere with the proper functioning of the website
  • Not use automated means (bots, scrapers, etc.) to access or collect data from the website

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, images, audio clips, and software, is the property of Labor Cambio or its content suppliers and is protected by Brazilian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written consent.

6. Exchange Rates and Pricing

Exchange rates displayed on this website are for informational purposes only and do not constitute a binding offer. Actual rates applied to transactions are quoted at the time of the transaction and may differ from displayed rates. All transactions are subject to applicable fees and taxes as required by law.

7. Limitation of Liability

To the maximum extent permitted by law, Labor Cambio shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our website or services. Our total liability for any claim arising from these Terms shall not exceed the amount paid by you for the specific service giving rise to the claim.

8. Indemnification

You agree to indemnify, defend, and hold harmless Labor Cambio, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your violation of these Terms or your use of our services.

9. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Labor Cambio. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Labor Cambio shall not be liable for any damage or loss caused by or in connection with your use of any third-party websites.

10. Termination

We reserve the right to terminate or suspend your access to our website and services at any time, without prior notice, for any reason, including violation of these Terms. Upon termination, your right to use our website will immediately cease.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federative Republic of Brazil. Any disputes arising from these Terms shall be resolved in the courts of Recife, Pernambuco, Brazil.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to this page. We encourage you to review these Terms periodically for any updates. Your continued use of our website following any changes constitutes acceptance of the modified Terms.

13. Contact

If you have any questions about these Terms, please contact us:

LABOR SOCIEDADE CORRETORA DE CAMBIO LTDA
Av. Conselheiro Aguiar, 1472, Recife - PE
Phone: (81) 3465-0808
Email: info@laborcambio-brasil-fn.it.com